Losing someone you treasure is one of the most difficult things you'll ever deal with in your life. Add to that the responsibility of being an executor (if there is a will) or an administrator (if there is not one), and it’s easy to see how you can get overwhelmed. Here are some tips for getting started if you're in this situation

Right away, you will want to pay urgent bills, such as utilities and mortgage. After locating the will, you will have more to look at. You may find key financial documents in the same place as the will. Registering the death is also a task that needs to happen quickly, within five days in the UK. Once you have the death certificate, you can reach out to banks and other institutions. With that in mind, here is what you’ll likely find happens next.

Next, in terms of importance, is managing the finances of your loved one if you are the executor or administrator. That involves canceling subscriptions, freezing their bank accounts, and looking at any debts they have. For the latter item, assess the total amount, including credit cards and the mortgage. Finally, let banks, credit card companies, and pension companies know about their passing.

The legal process of taking care of the assets of your loved one’s estate is under your care as the executor or administrator. If the estate is of a certain amount, there is property that is only in the name of the person who has passed, or there are a lot of savings or investments, then probate is likely necessary. Reach out to an expert when applying for probate to make sure you take care of everything that is necessary and in the proper way. Otherwise, banks won’t release money, and the estate will not be divided.

As you see all the effort you are going through with sorting the loved one’s property and other assets, you are likely thinking about your own estate. Making it easier for others in later years is a kind thing to do for the family. You might decide to write your will soon or update it if that is needed. Also, keep necessary documents together, including banking statements with the will, to make the process faster for the person whom you name the executor of your estate.

The financial side of the end of life is tough. It adds to the weight on the shoulders of someone who is already grieving, making for an especially challenging time. Thankfully, you do not have to go through it alone. Lean on friends and family for emotional support and get help from professionals to guide you through the probate process. Take it one day at a time, and know you will get through this time, as difficult as it is. As you grieve, you will begin to heal. Take the much-needed time for yourself, and take comfort in knowing that you have taken good care of your loved one’s property following their passing.